Terms of Service

Welcome to Factful! These Terms of Service (“Terms”) govern your access to and use of the Factful website or app (the “Service”) provided by Factful Ltd (“Factful,” “we,” “us,” or “our”). Please read these Terms carefully before accessing or using the Service.

1. Acceptance of Terms By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Service. Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms.

2. Use of the Service
2.1 Eligibility: You must be at least 13 years old to access or use the Service. If you are under the age of 13, you may only access or use the Service with the consent and supervision of a parent or legal guardian who agrees to be bound by these Terms on your behalf.
2.2 Your Account: If you choose to create an account to access certain features of the Service, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately upon becoming aware of any unauthorized use of your account or any other breach of security.
2.3 Signing In: When signing in to the Service, you agree to provide accurate and truthful information. You may not impersonate someone else or create an account for anyone other than yourself without permission.

3. Prohibited Activities You agree not to engage in any activity that interferes with or disrupts the Service or networks connected to the Service. You also agree not to attempt to access any data or content on the Service through any means not provided by us. Any unauthorized use of the Service is expressly prohibited.

4. Intellectual Property The Service and its original content, features, and functionality are and will remain the exclusive property of Factful and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries.

5. Privacy Our Privacy Policy explains how we collect, use, and disclose information about you. By accessing or using the Service, you agree to our collection, use, and disclosure of information as described in the Privacy Policy. We take your privacy seriously and are committed to protecting your personal information.

6. Disclaimer The Service is provided “as is” and “as available” without warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Service will be uninterrupted or error-free, nor do we make any warranty as to the accuracy, completeness, or reliability of any content or information provided through the Service.

7. Limitation of Liability In no event shall Factful, its directors, officers, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service. Our total liability for any claims arising out of or related to these Terms or the Service shall not exceed the total amount of fees paid by you, if any, to us during the six-month period prior to the event giving rise to the liability.

8. Governing Law These Terms shall be governed and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or the Service shall be exclusively resolved by the state or federal courts located in [Your Jurisdiction].

9. Changes to This Agreement We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use the Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

10. Contact Us If you have any questions about these Terms, please contact us at contact@factful.io. We value your feedback and are here to assist you with any concerns you may have regarding your use of the Service.

By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Service.